Legal notice

This document is confidential and proprietary to IBETOR SL. IBETOR, S.L. has its registered office in Valladolid (Spain) at C/Santiago López González 13, with CIF number B85682748 and is registered in the Valladolid Trade Registry, with the following data Tomo 1376, Folio188, Hoja VA23032. The use , reproduction or distribution of content without prior written IBETOR SL release, is strictly prohibited. IBETOR SL is the holder of this web page or portal ( ).
This website or portal page is exclusively governed by the rules applicable in Spain, being subject to it , both domestic and foreign people who use this website. The access to the website,, and the information it contains, implies acceptance of the conditions in this legal notice. We therefore recommend to read its contents carefully if you want to access and use information and services that can be offered from this website . For any suggestions or inquires regarding this legal notice, please contact us at, or phone +34 916407844.

Validity of information.

The information contained in these pages was correct when they were last updated. These conditions have been valid since the site was last updated.IBETOR SL. reserves the right to modify them at any time, in which case they will come into force on the date of their publication and will be applicable to all users of the portal from that date. The contents of the portal, particularly information and publicity material, do not constitute any kind of binding offer, except when this is expressly indicated. IBETOR SL. reserves the right to introduce modifications to the current contents of the portal and partially or totally omit them when it considers it appropriate, and to impede or restrict access to the site temporarily or permanently.

Privacy and data protection policy.

IBETOR SL. fully complies with the legislation in force regarding protection of personal data, and with the commitment to confidentiality required of banking activity. IBETOR SL. has adopted the technical measures necessary to maintain the required level of security, according to the nature of the personal data held and the way in which it is used, doing everything possible, within the limitations of current technology, to prevent the alteration or loss of such data, and unauthorised access to or use of it. When customers or users are asked to supply personal details to complete a form, they will be informed of the purpose for whichthe data is being collected, the identity and address of the body responsible for the file and the fact that they may exercise their rights of access, rectification, cancellation and opposition to the treatment of their data. The personal data collected will only be used and/or ceded for the purpose specified, and always with the consent of the user or customer. So that the information in our files is always accurate and up to date, we ask our customers and users to inform us as soon as possible of any changes. Some of the pages of the portal of IBETOR SL. have cookies, small data files generated in the user’s or customer’s computer, which enable our systems to remember the language and the portal chosen, together with the user’s browsing preferences and other details in their first session. These "cookies" are not invasive, or harmful, nor do they contain data of a personal nature, since their only function is to customise your browsing as indicated above.

Intellectual and industrial property.

The portal of the IBETOR SL., the pages that constitute it and the information or elements contained in them, include texts, documents, photos, drawings, graphic representations, databases and computer programmes, as well as logotypes, commercial names and other distinctive signs. These are protected by intellectual or industrial property rights, of which IBETOR SL. or the companies of its Group are holders or legitimate licensees. IBETOR SL. does not provide any guarantee whatsoever of the lawfulness and legality of the information or other elements contained in the pages of the portal when they are not owned by IBETOR SL. or the companies of its Group.

Conditions of use.

Any form of exploitation of the aforementioned works, creations and distinctive signs, including all types of reproduction, distribution, cession to third parties, public communication and transformation, by any means and using any type of support is strictly prohibited without the prior express authorisation of their respective owners. Breach of this prohibition may constitute a punishable offence under current law. Nevertheless, users may, under their own responsibility and at their own risk, download or make a copy of these elements exclusively for their own personal use, on condition that it does not infringe any of the intellectual or industrial property rights of IBETOR SL.. In particular, they may not alter, modify or erase them totally or partially. In no case will this represent an authorisation or licence regarding the intellectual or industrial property rights of IBETOR SL. or of the companies in its Group. Unless expressly authorised by IBETOR SL. third parties may not establish connections, hyper-links or links from other portals or websites to pages on its website distinct from the main page of its portal, accessible at the URL address (, or whatever may replace it in the future, or present its web pages or the information contained in them using the frames, distinctive signs, brands or company or commercial designations of another person, company or entity.


IBETOR SL. does not guarantee continued access or the correct visualisation, download or use of the elements and information contained in the pages of its website, which may be impeded, obstructed or interrupted by factors or circumstances beyond its control. IBETOR SL. is not liable for the information and other content in spaces or web pages belonging to third parties accessible from its portal by means of hyper-links or links, nor for the information and other content in spaces or web pages belonging to third parties which can be accessed by means of links or hyper-links to their websites or any of their pages, nor the information and contents of any web page belonging to third parties and presented with the appearance or distinctive signs of the IBETOR SL., except with the express authorisation of the latter. IBETOR SL. and its information providers do not assume any liability whatsoever with regard to the information, contents of any type, products and services offered or supplied through its website by third parties, individuals or entities, including those belonging to the same business group, and, especially, for damages of any type, linked to the foregoing, that may be caused by: (i) information for users that is missing or lacking in truthfulness, accuracy and sufficiency; (ii) failure to comply or comply fully and punctually with contracts or pre-contractual agreements; (iii) breach of the obligations that bind the providers of services in the information society; (iv) infringement of the rights of consumers and users; (v) infringement of intellectual and industrial property rights, unfair competition or illegal publicity; (vi) infringement of data protection laws, of professional secrecy and the right to honour, personal and family privacy and respect for one’s personal image; (vii) in general, the breach of any laws, customs or codes of conduct that are applicable and (viii) any decision taken based on the information provided through this portal. Neither IBETOR SL. nor its information providers accept any liability for damage, loss, claims or costs arising from: (i) interference, interruptions, errors, omissions, telephone breakdowns, delays, blockages or disconnections in the functioning of the electronic system, caused by deficiencies, overloads and errors in telecommunication lines and networks, or by any factor beyond its control; (ii) illegal intromission by means of harmful programs of any type, such as computer viruses, through any means of communication; (iii) improper and inappropriate use of the web pages of IBETOR SL.; (iv) security or browsing errors caused by the malfunctioning of the browser or by the use of versions of the browser which have not been updated.


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